(840) 300-1209Mon to Fri, 9 to 6 ET Check eligibility
Merchant cash advances for U.S. businesses

Your next move. Backed by your business.

Working capital for the inventory, equipment and opportunities ahead. Explore a merchant cash advance of $10,000 to $500,000 for your established U.S. business.

Check your starting criteria
No SSN, bank statements or contact details. Your answers stay on this page and no credit report is requested.
Cafe owner standing at her counter
Advance requests$10K to $500K
Keep your business moving forward.
  • U.S.-based underwriters
  • Every fee set out in writing
  • Decisions in as little as one business day
  • Mon to Fri, 9 a.m. to 6 p.m. Eastern
Start with the essentials

Is your business a potential fit?

These are the initial criteria for this campaign. Additional bank-health, credit, legal, industry and location requirements apply.

Check initial eligibility

This campaign excludes Texas. Meeting these criteria does not establish eligibility for an offer.

  • Funding requestThe amount you are looking for
    $10Kto$500K
  • Time in businessEstablished U.S. business
    12+months
  • Monthly depositsAverage into your business bank account
    $15K+
  • Deposits each monthSeparate deposits into the business account
    7+
  • Active cash advancesOpen merchant cash advances today
    0to2
Two auto shop owners reviewing figures on a tablet
Capital with a purpose

Make room for what comes next.

For established businesses with steady bank activity and a clear plan for their next investment.

  • Stock up for demand.

    Purchase parts, supplies or merchandise to prepare for the customers and work ahead.

    Inventory

  • Equip your next step.

    Put advance proceeds toward business equipment purchases or upgrades. This offer is an MCA, not equipment financing.

    Equipment

  • Act on an opportunity.

    Support a planned improvement, seasonal business need or short-term expansion.

    Growth
A clear path forward

Know the process. Then make your move.

A merchant cash advance is a purchase of future business receivables. Your offer sets out the advance, total payback, fees and collection arrangements. Review those terms before deciding.

  1. Check the starting criteria

    Answer a few business questions. This preliminary check is not an approval or credit decision.

  2. Complete a secure application

    Continue with Ten Figure Finance and provide business details and recent bank statements through its application process.

  3. Review your offer

    If approved, review the full cost and payment arrangements. Funding follows final approval and signed agreements.

Start with step one Six questions. Under a minute. Nothing is submitted or saved.
Why Ten Figure Finance

Built for the way real businesses run.

  • Revenue-based decisions

    Underwriting looks at the strength of your business revenue and cash flow, not collateral alone.

  • Simple and clear

    Every offer discloses the advance amount, total payback, repayment structure and every fee.

  • A person reviews your application

    Each application is reviewed by a U.S.-based underwriter. No middleman, no runaround.

  • Decisions without the wait

    A decision can come in as little as one business day once your application is complete.

Industries we work with
Restaurants and food serviceRetailProfessional servicesHealthcare practicesConstruction and tradesTransportation and logisticsAuto repairE-commerce

Restrictions and excluded industries are confirmed during underwriting.

Before you take the next step

A few good questions.

Not answered here? Ask a person.

(840) 300-1209

Monday to Friday, 9 a.m. to 6 p.m. Eastern

Is this a conventional business loan?

No. This page offers merchant cash advances, structured as purchases of future business receivables. Ten Figure Finance is not a bank.

What will the advance cost?

Pricing depends on underwriting. Review the advance amount, net funds received, total payback, fees, collection frequency and applicable reconciliation provisions in your written offer.

How are payments collected?

Daily or weekly collections may apply. The payment calculation and any adjustments based on business revenue depend on your agreement. Ask for these terms before signing.

What documents will I need?

Expect to provide business and owner information and recent business bank statements through Ten Figure Finance's secure application. Additional information may be requested during underwriting.

Does this check affect my credit?

This page does not request a credit report. Ten Figure Finance may request credit authorization during its full application. Ask whether the subsequent inquiry is soft or hard before authorizing it.

Is a personal guarantee required?

Ten Figure Finance's published product information says a personal guarantee from at least one principal is generally required. Your agreement determines the specific obligations.

Keep your business moving forward.

Check the starting criteria in under a minute. No SSN, no bank statements, no credit report requested by this check.

Check initial eligibility (840) 300-1209
Check eligibility